Dealing with a sudden financial crisis, whether it is a broken-down car, an unpaid utility bill, or an unexpected medical charge, is stressful. Services like WeFixMoney.com position themselves as a fast solution for hard times. However, before you share sensitive personal or financial information, it pays to look closely at how their network operates, what approval requires, and the true cost of borrowing.This We Fix Money review breaks down how the connection service functions, who qualifies, and whether it is a safe choice for your financial situation.What Is We Fix Money and How Does It Work?
WeFixMoney.com is not a direct lender, nor is it a dedicated debt relief program. It operates as an online loan marketplace or broker service that connects borrowers with a network of third party short term lenders.When you complete an application form on We Fix Money, your information is processed through their lending network. If an independent lender accepts your profile, you are redirected to their platform to view loan offers, review interest rates, and finalize funding terms.Basic Qualification Requirements
Is We Fix Money Legit or a Scam?
Yes, We Fix Money is a legitimate online loan connection service, but prospective borrowers should be aware of several important factors:
Pros and Cons of We Fix Money
Pros
Cons
The Reality of Fixing Money with Short Term Loans
Borrowing short term funds does not eliminate debt. If you borrow $400 to cover an urgent expense, you will owe significantly more than $400 on your next payday. With typical short term loan fee structures, repayment amounts often reach $460 to $500 or more within a few weeks.If your monthly budget is already tight, taking on high interest debt can create a bigger cash deficit for the following month. Unless you have a guaranteed plan to pay off the balance immediately on your next payday without neglecting basic living costs, relying on payday marketplaces can worsen financial stress.Safer Alternatives to Short Term Loan Aggregators
Before accepting a high-interest loan through We Fix Money, consider these lower-cost alternatives:
The Bottom Line
We Fix Money offers a fast way to connect with bad credit lenders during emergencies, but that convenience comes with a substantial financial cost. Always read the fine print on the official lender contract before signing, review the exact APR and fee schedule, and ensure you can satisfy the payback terms on time.
They are a load of crap. I blame my self basically, but I did ask questions when I borrowed my money and on 2 separate occasions I was told 2 separate things. They charge way to much for intrest and I would never use them again based on all of the misinformation I was given.
That’s how they kinda get people if you are not paying attention. I just wanted to make sure that people are aware.
Do you remember how much Interest they were trying to charge you at wefixmoney.com?
Thank you all for the info I was looking to apply with them for a small loan. But not anymore
very helpful article, thank you. I was considering them until I read the reviews.
Of course Linda, sorry for not replying sooner, I am here to provide feedback and let you make the right decision.
Got approved for $500 and they need me to pay back over $5700…I denied the approval. Thanks but not in this life.
Well, your goal is to pay attention but if you are in a real bind you won’t think twice about taking what they are offering.
I guess it would depend on the situation that you’re in. If you are seriously in a tight financial situation and unable to pay the money back quickly, I wouldn’t recommend a person taking out a payday loan because the longer it takes you to pay it off the more money you end up paying them back. I have used wefixmoney.com before with no issue. Here is my advice, first, only borrow the money if you know you can pay it back quickly because there is no penalty for paying it off early. Second, don’t borrow more than you can afford, if you only need $200 but they approve you for $1000, only accept the amount you need.
I paid off the entire balance I borrowed at one time to avoid interest and any other fees. You just have to be smart about borrowing the money, when they offer more than you need and money is a little tight it is tempting to accept that extra money but only take what you need and what you can afford to pay off quickly.
Same here false advertisement. I make over$800 a month and they denied me also. Well I’m going put them out there on social media.
I really need this money for my little girl !!
Scammers!!! I ended up paying almost triple of what i received a few years ago!!!
interest rates are extremely too high, to borrow $600, they want me to pay back $2700 that’s crazy, they are going to put you more behind then when you started.
They are a rip off. They will make everything sound good and get your account information and suck you dry. The amount you receive from them they will have you pay back tripple. They put you back in debt by owing them all the money. I recommend no one to set yourself up this way.
so the advertising simply says no matter if ppl have bad credit as long as you make a certain amount and all that why are you being denied thats false advertisement
I definately got denied the radio should have more info before broadcasting something
All these payday loan people are predatory lenders. They don’t help you, they bury you. We fix money.com stated interest rate is 99.9 to 1115.0 percent. Absolutly crazy. These are the same assholes that has you living from paycheck to paycheck in the first place. Now they want to tie up your future income. Which means you will likely miss payments and then they will insure your credit will never get straighten out. Bottom line, run from these guys. I mean pawn something, borrow from family or friend, ask your boss for an advance, get part time job. Do whatever it takes but do not borrow money from these thieves who are basically jerks sucking your financial life blood out of you.
WeFixMoney is a setup! The add said; 18 and over and at least 800 a month correct!!! Well, I recieve over $1000 a month n couldn’t get a loan from them. I just got raped for all my personal and banking information then I was redirected to other lenders who did the same thing, NOTHING!!!!!
They mention NOTHING about your credit score and this is what they TRULY base their decision on. Oh! n if you have a JOB…
I’m not very happy with we fixmoney.com I fill out the application entering all my personal information and at the end i was not approve i was told something about other lenders can help me i really think this company is a SCAM!!!
I understand that you filled out the application, did you meet all of their requirements? Did they give you a reason why they declined you? Could it be that they don’t think they can make any money on you??
I saw the commercial on t.v,..and they stated that you must have an income of 800$ or more which I do,..and I was turned down ,..they sent me to other online cash stores,..that I’ve already tried,..and didn’t succeed ,..wow,..I thought,..Its all BullS$%#*!!
Did they tell you any reasons why you weren’t approve?
im sorry but wifix is alot of help when needed obviously the money is not free but if your in a bad situation like electric being shut off it can save your booty. its a pay day loan!!!! read your documents how is that a scam
CCT, I am not saying they don’t help a lot and as you stated people have to read but let’s be real how many people actually take the time out to read the fine print in the time of need or emergency? Wefixmoney.com or any lender have to do is to put upfront what the end users need to know so that they don’t feel blindside. Would you agree?
I would like to apply to this loan
Without the backing of the FCC as banks have, cash advances and cash
loans online take the majority of the bad wrap for the debt these loans
have created. Cheklist Magazine maintains a list of
state payday loan and check cashing associations.
hey this some really good advice and I really hope you can keep feed us these good information.
we will work on this as much as possible to give you guys our own personal opinion when it comes to stuff like that.
Many people who use it are low-income people with few assets because these people are least able to secure normal, lower-interest-rate forms of credit. Since payday lending operations charge higher interest-rates than traditional banks and less commonly encourage savings or asset accumulation, they have the effect of depleting the assets of low-income communities
wow thank you for this arctile. which one of these payday loan places can I use I really need money??