I’m only 25, I don’t need an Estate Plan

Unless you were born into a very wealthy family (and sometimes even then), your parents’ probably never discussed estate planning when you were growing up and didn’t have any kind of relationship with a personal lawyer.

It’s not a surprise 80% of people die without even a Will. So, why would you need to take action now, when you’re young?

Because you’re financially smarter than your parents and you care more about the people you’d leave behind than the 80% who die leaving their loved ones in the lurch.
You may be young (or young at heart), but you likely have more far more wealth than your folks already; you certainly have bigger dreams, and there’s a good chance you have kids.
It’s not your age that matters when it comes to planning. Your vision and your family circumstances determine whether you need to plan and when to start.

Regardless of how much money you have in the bank, if you have kids at home, you want to be the one who decides who would take care of your kids in the short-term and who would raise them for the long-term, if you were in an accident. You definitely don’t want to leave that up to a court to decide.
Choosing who will take care of your kids and legally documenting your decisions is estate planning … if you have kids, you need it.

If you do have money in the bank (here in Florida more than $75,000) or own any real or personal property, you will want to get it to your family as easily as possible if anything happens to you. The State has a plan for your money, but it’s one that will make life difficult for your loved ones. If you don’t plan, your family will have to deal with the Court, not have access to your assets for 12-18 months and they’ll pay a load of unnecessary expenses that you could have avoided if you had planned ahead. You definitely don’t want to leave the people you love with a mess because you didn’t take care of things.??Giving your loved ones easy access to your money if you are in an accident is estate planning … if you have money in the bank or own even one piece of real estate, you need it.

And, if you have a big vision for your future, you want to set up your business in such a way that it can never be taken from you if you get divorced or sued and so that when you die, your family won’t lose half of it to the government. Yes, there are ways to totally protect what you are building and they are a lot easier to put in place when your company isn’t worth much, like when you are just starting out in your 30s.
Showing the world you mean business about your business and setting it up so that it grows protected for your family is estate planning … if you have a big vision for your future, you need it.

Last, if you want to pass on much more than just your financial wealth and leave the world a better place, you need to set forth the intention to do that and then take action steps throughout your lifetime to capture the intangible assets that are most often lost when someone dies, like your intellectual, spiritual and human assets. It’s about who you are and what’s important to you.

Creating a structure and plan for passing on your values, insights, stories and experience is estate planning …. If you want to leave the world a better place, you need it.

So, what do the old rich guys know that you should know too?

The most important thing to know is that estate planning is really not a do it yourself process. Sure, you can prepare your own will, trust or health care directive, but if you want to make a difference for your loved ones family wealth planning is about far more than documents; it’s about making the very best decisions for yourself and the people you love most so you can leave the world a better place.

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Happy New Year to all of our faithful readers, and to our new readers as well. We just want to extend warm wishes to you all, lot’s of prosperity and blessings. Today’s topic is one that is popular with so many of us and also one we forget about right around Feb 1 st. That’s right, new year’s resolutions. Every year we all come up with these great resolutions that we vow to keep and yet we never see them through. Don’t you notice sometimes that it’s the same resolutions that we have year after year? Well this year I want to invite all of you to have this simple resolution, ” I will do whatever it takes to stick to my new year’s resolution, because 2010 is all about the business.” Here at the things we talk about, we want to be able to bring our readers new things to talk about and also for our readers to always keep us honest. Please feel free to share with us your new year’s resolution so we can all keep our goal’s in check.

Happy New Year,

The Things We Talk About!

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Are there really different types of men? Of course there are…which type do you find yourself always attracted to? Here are some characteristics of these different types of men:

1. The JERK, the jerk is that one guy that no matter what you do he will never care for your feelings. This type mostly cares about himself and showing off to his boys, always trying to prove that  he’s still “The Man” by mistreating his woman. He will put in more time into he deems important rather than yours. He will require a lot of support from you but gives little or if any support back to you.  Your goals and feelings mean little to nothing to him. Eventually this man may even end up cheating on you.
2. The SWEETHEART, well this type will do for the most part will do everything in his power to make sure that your needs are met whether it be sexually, emotionally, religiously, morally,  etc. He won’t care about what it is his boys think of him. Before he acts and do something he will think about what the consequences are and how they will affect the relationship that he has with you.T
3. The CLUELESS, this is the type of guy that just doesn’t know what to do, one you will have to hold his hands and you as his women tell him or show him what to do, mostly by talking to him all the time on how you should be treated. HE will do what you say but you will always have to point things out to him.
4. The CONTROLLING TYPE, this one will take over every aspect of your life. He will decide who you talk to and when you can talk to them. He decides when you guys will do certain things, how you dress, how talk and how you walk.

We would love to hear about other guys that you have found yourselves attracted to and their characteristics!

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NewEgg: Cisco Small Business SPA942NA VoIP telephone $100 shipped

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Gap.com: 20 pct off online and printable coupon

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VoIP vs. Landline for Business

Voice over Internet Protocol has made its mark in the industry of communication. Many are wondering if that would be the best thing for their business, well I am here to say YES, YES YES. By implementing VoIP in your business will help to decrease cost that would normally incur through landline. Most businesses are paying a lot of money of a typical landline with no features and that for that same amount they can get VoIP with a lot of features and benefits.  With this VoIP your business communication will be much clearer due to the high-quality audio. Some of the basic features offer by a VoIP: Voicemail, Call waiting, Call forwarding, Caller IK, Unlimited local calling.

Keep in mind that although this technology is great a business should always have a landline account just in case it runs into internet issues; after all it is Voice being transfer over Internet Protocol.  To implement VoIP a business would need a High-Speed internet connection.

You as a business owner will have to decide really what will work best for your business. It may come down to Cost vs. Benefit.

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