I’m only 25, I don’t need an Estate Plan

Unless you were born into a very wealthy family (and sometimes even then), your parents’ probably never discussed estate planning when you were growing up and didn’t have any kind of relationship with a personal lawyer.

It’s not a surprise 80% of people die without even a Will. So, why would you need to take action now, when you’re young?

Because you’re financially smarter than your parents and you care more about the people you’d leave behind than the 80% who die leaving their loved ones in the lurch.
You may be young (or young at heart), but you likely have more far more wealth than your folks already; you certainly have bigger dreams, and there’s a good chance you have kids.
It’s not your age that matters when it comes to planning. Your vision and your family circumstances determine whether you need to plan and when to start.

Regardless of how much money you have in the bank, if you have kids at home, you want to be the one who decides who would take care of your kids in the short-term and who would raise them for the long-term, if you were in an accident. You definitely don’t want to leave that up to a court to decide.
Choosing who will take care of your kids and legally documenting your decisions is estate planning … if you have kids, you need it.

If you do have money in the bank (here in Florida more than $75,000) or own any real or personal property, you will want to get it to your family as easily as possible if anything happens to you. The State has a plan for your money, but it’s one that will make life difficult for your loved ones. If you don’t plan, your family will have to deal with the Court, not have access to your assets for 12-18 months and they’ll pay a load of unnecessary expenses that you could have avoided if you had planned ahead. You definitely don’t want to leave the people you love with a mess because you didn’t take care of things.??Giving your loved ones easy access to your money if you are in an accident is estate planning … if you have money in the bank or own even one piece of real estate, you need it.

And, if you have a big vision for your future, you want to set up your business in such a way that it can never be taken from you if you get divorced or sued and so that when you die, your family won’t lose half of it to the government. Yes, there are ways to totally protect what you are building and they are a lot easier to put in place when your company isn’t worth much, like when you are just starting out in your 30s.
Showing the world you mean business about your business and setting it up so that it grows protected for your family is estate planning … if you have a big vision for your future, you need it.

Last, if you want to pass on much more than just your financial wealth and leave the world a better place, you need to set forth the intention to do that and then take action steps throughout your lifetime to capture the intangible assets that are most often lost when someone dies, like your intellectual, spiritual and human assets. It’s about who you are and what’s important to you.

Creating a structure and plan for passing on your values, insights, stories and experience is estate planning …. If you want to leave the world a better place, you need it.

So, what do the old rich guys know that you should know too?

The most important thing to know is that estate planning is really not a do it yourself process. Sure, you can prepare your own will, trust or health care directive, but if you want to make a difference for your loved ones family wealth planning is about far more than documents; it’s about making the very best decisions for yourself and the people you love most so you can leave the world a better place.

—

Popularity: 1% [?]

Happy New Year to all of our faithful readers, and to our new readers as well. We just want to extend warm wishes to you all, lot’s of prosperity and blessings. Today’s topic is one that is popular with so many of us and also one we forget about right around Feb 1 st. That’s right, new year’s resolutions. Every year we all come up with these great resolutions that we vow to keep and yet we never see them through. Don’t you notice sometimes that it’s the same resolutions that we have year after year? Well this year I want to invite all of you to have this simple resolution, ” I will do whatever it takes to stick to my new year’s resolution, because 2010 is all about the business.” Here at the things we talk about, we want to be able to bring our readers new things to talk about and also for our readers to always keep us honest. Please feel free to share with us your new year’s resolution so we can all keep our goal’s in check.

Happy New Year,

The Things We Talk About!

Popularity: 1% [?]

The top 10 posts of 2009 – the most read posts.

1. What does it mean when a man says “I need some space?”
2. Should you stay with someone that has cheated on you? Part 2
3. Full Lace Wigs, Front Lace Wig, Virgin Indian Remy Hair, Chinese Virgin Remy hair
4. What should be considered cheating?
5. Friends with benefits?
6. How do I know if he or she is the one?
7. Should you marry someone after just dating them for a month?
8. Spiritual Growth: Don’t give up on God because he never gives up on you!
9. How to have a long lasting relationship!
10. Should Women use Sex as a weapon

Happy New Year 2010 - From your neighborhood blog - The Things We Talk About.

Popularity: 1% [?]

[polldaddy poll=2438238]

Popularity: 1% [?]

Tide Coupon – Free Printable Tide Coupons

 We all know that things haven’t been going great with our economy and most of us are having much harder time than others. Can you buy without money? I don’t think SO, this bad economy has affected what we eat and the way we eat, if we go out and when, and even affecting our clothing. How you would ask well, if you don’t have any money you can’t really buy new clothes and can’t even wash them properly due the high rising cost of cleaning product. Thank God for companies like TIDE who are providing us with Free coupons.

 PRINT YOUR FREE TIDE COUPONS

 We will try to find free/discounted coupon we can find and bring to you.

Popularity: 1% [?]

Qualities of a good/true friend

It should never be you against the world. It may seem as though, it is the best thing but it really isn’t. It may seem like you can handle it but sometimes the world becomes too big for just you to handle. That’s why the presence of at least one person by your side is needed and it shouldn’t be just anybody. This person has to be rare, has to be one of kind. This person has to be, someone who knows just what to do, when to talk, and when to listen and how to be there for you. You’ll need somebody who inspires you to grow in new ways; someone who will make life worth living by encouraging, praising, sharing and caring and someone who can see things from your point of view and still be able to implement his/her perspective to the situation. This person needs to be someone who will be willing to take on the world with you and someone who will be running by your side, someone who will be your oxygen when you run out of breath, someone who will be your support system. Someone who will stick by you through thin and thinner, where there isn’t any thick. Someone who understands that the natures of friendship requires a blend of warm compassion and love that is deep and true. When you find that person remember that to have a good friend, you must be a good friend and so you’ll have to be all those things to that person. The day you wake up thanking goodness for good friends will be one of your happiest days so don’t forget to enjoy it. Never take a friend for granted because a true/good friend is truly a blessing.

Baz de Rose (Nancy T., Shirley M., Martine S.,)

Popularity: 1% [?]